Monday, November 26, 2012

Worker's Comp - How to Handle Your Employers


In the unfortunate event you should suffer an injury on the job, you may find comfort from co-workers who send their sympathies. You would hope, too, that your employers would understand your need to recover and the time involved. Sometimes, though, some workers have found that their bosses are more concerned about time and money lost to the company because of your injury. You may have done everything right with regards to filing for Workers Compensation, but depending on the nature of your injury you may discover your relationship with superiors is altered.

It's important to recognize that your company can dispute your claim if your bosses feel there is no cause to cover your injury. You work for a business, and as such you are responsible for helping your business remain solvent and profitable. When you become hurt on the job and are removed from the workplace, the company risks losing money and productivity, and should it be determined that your compensation claim is legitimate more money is spent to cover your bills. As more claims are paid out, your company may end up paying higher insurance premiums. Therefore, there is the chance that your workplace may challenge your claim if:

They feel your injury is not as serious as you claim it to be. They feel your injury occurred as a result of a pre-existing illness or injury that happened outside of work. They feel you do not require too much time to recover in hospital or at home, and can return to work.

What do you do? You may feel hurt or discouraged, and equate a challenge to Worker's Comp claim as an inference that you have not been truthful about your injury. One thing you do not want to do is arouse your employers' suspicion or ire, especially if you plan to continue working for the company. You will want to remain calm and consult with a personal injury lawyer with regards to your next steps:

Verify your injury through physician reports and X-rays where applicable. Your lawyer may wish to meet with co-workers who were witness to your injury in order to support your claim.

It is important, while your claim is still under consideration, to remain professional in the workplace and around supervisors and co-workers. If you are able to return to work before the claim is accepted or denied, perform your tasks to the best of your ability and try not to discuss your situation. Listen to your attorney, too, for he/she is there to help you get the compensation you need.

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